Personal finance, built for India

See where your money actually goes.

Import any bank statement. MonyWise sorts every transaction, tracks your subscriptions, and tells you — in plain language — exactly where you're leaking money each month.

Free forever plan · No bank login required · Your data stays yours
Total balance
₹0
₹95,000 in ₹61,240 out
2 music subscriptions found
Keeping one could save ₹119/month
What it does

Four jobs, done automatically.

No spreadsheets. No manually tagging every coffee. MonyWise reads your statements and does the work.

Import & auto-sort

Upload a PDF, CSV, or Excel statement from any Indian bank. Every transaction is categorized — and MonyWise learns your corrections.

Connect a bank

Link an account to fetch and refresh transactions automatically — no manual export each month. Never asks for logins, PINs, or OTPs.

Catch subscriptions

Recurring charges are detected across your history and surfaced with their real yearly cost — the number most people never see.

Find money leaks

Spending spikes, duplicate subscriptions, price hikes, delivery habits — flagged in plain language with a rupee amount attached.

Ask MonyWise AI

"Where can I save this month?" Get answers grounded in your actual data — concrete numbers, not generic advice.

Budgets & goals

Set monthly limits and savings targets. Get nudged at 70%, 90%, and 100% — before you overspend, not after.

Health score

One number for how your finances are doing, with a breakdown of what's pulling it up or down.

How it works

From statement to insight in under a minute.

1

Upload a statement

Export from your bank's netbanking or drop a PDF. Nothing to connect, no credentials — ever.

2

Review the preview

MonyWise shows every parsed transaction before anything is saved. You approve; it imports.

3

See where you stand

Your dashboard, subscriptions, and leaks populate instantly. The saving is usually obvious.

Pricing

Free to start. ₹149 when you want more.

Free

₹0
forever
  • Manual & imported transactions
  • 3 budgets, 2 goals, 5 subscriptions
  • Statement import
  • Basic health score
  • CSV export

Premium

₹149/mo
no auto-renewal
  • Everything unlimited
  • Money leak detection
  • MonyWise AI
  • WhatsApp reminders
  • Advanced insights & trends
Get started